BotWallet.io
About BotWallet

The Financial Control Layer for AI Agents.

As AI agents gain the ability to spend real money, the tools to govern that spending must be as precise as the agents themselves. BotWallet gives every autonomous agent a policy-bound financial identity — enforced at the network level, not by hope.

The Problem

Autonomous agents need autonomous guardrails.

Today's AI agents can book travel, purchase cloud credits, and subscribe to services — all without a human in the loop. The tools for building agents have matured rapidly. The tools for controlling their financial behavior have not.

Shared corporate cards have no per-agent policies. Prepaid wallets lack real-time enforcement. Post-hoc expense review catches problems too late. None of these solutions were designed for systems that make hundreds of autonomous purchasing decisions per day.

BotWallet is purpose-built for this gap: a financial control layer that speaks the language of agents — APIs, structured policies, and machine-readable audit records.

Engineered Trust

Four principles we don't compromise on.

PRINCIPLE 01

Fail-Closed by Design

Every authorization decision defaults to DECLINE. An agent can only spend if an explicit policy permits it. Unknown card tokens, missing policies, and infrastructure failures all resolve to a safe "no" — never an accidental "yes".

PRINCIPLE 02

Policy as Code

Spending rules are structured data, not free-text instructions. Daily limits, allowed merchant categories, and permitted currencies are machine-readable constraints enforced in microseconds at the point of sale — not after the fact.

PRINCIPLE 03

Every Transaction Explained

Each authorization produces a structured decision record: the rule that fired, the exact reason, the raw payload, and the outcome. Your compliance team gets a full audit trail. Your agents get predictable guardrails.

PRINCIPLE 04

Regulated Infrastructure

BotWallet issues virtual cards through Lithic, a regulated card issuer. That means real Visa network integration, real BIN sponsorship, and real financial compliance — not a sandbox toy.

Technical Foundation

What runs under the hood.

Issuing NetworkLithic / Visa
AuthorizationAuth Stream Access (ASA)
Latency Budget< 2 000 ms (Lithic SLA)
Fail-SafeDECLINE on any ambiguity
PersistenceSupabase (Postgres)
API RuntimeFastify / Node.js on Railway

Ready to give your agents financial guardrails?

Start with the docs to understand the ASA flow, or jump straight to sandbox access.